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Own it Now, Pay Later

Own it Now, Pay Later with Zip

Own your appliance now for $0 upfront and up to 12 months interest-free

zzip money

How does it work?

Using Zip with Home Clearance is super easy. Upon adding a product to your cart and checking out, just choose the Zip payment option. You will be asked to fill out some extra details to be approved for the purchase amount, but it’s easy to do and it’s all done without even leaving our site.

Can I use Zip on any of your products?

You betcha, you can use it across our entire range of fridges, washing machines, dishwashers, ovens, cooktops, and any other appliance that you can find on our website. Just choose the Zip option at checkout and you’re good to go.

zzip money

Are all purchases interest free?

The short answer is yes.

All purchases receive at least 6 months interest-free, with purchases of $1,000 or more receiving 12 months interest-free. Yes, a whopping 12 months to pay for your purchase without incurring any interest. Your interest-free period will be set automatically for you based on your carts dollar value.



Are there any fees?

While you have a balance on your account there is a monthly account fee of $6 that will be deducted from your balance. The fee helps cover all the awesome updates, new features and improvements Zip provides ensuring you have a great experience while paying back your purchase. Don’t want to pay any fees? No worries, just pay off your balance within the first month before your first statement date.

zzip money

Is there a minimum repayment?

Yes, the minimum repayment is $40 per month, however, you can adjust this as far up as you need to pay your loan off quicker, or adjust it to pay off as soon as your interest-free term ends. Zip also offers flexible repayment terms, including weekly, fortnightly and monthly.



Anything else I should know?

Available to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest-free period. Any balance outstanding at the expiry of the interest-free period will be charged interest at the standard annual percentage rate. A one-off establishment fee applies, see your contract for details. A Monthly Account Service Fee of $6 (balance owing) apply. Terms & Conditions apply and are available on application. Credit provided by Zip Co Limited (ACN 139 546 428. Australian Credit Licence Number 441878). Visit to find out more.